We are here for you
Buying a home in Nova Scotia is one of the most significant investments you'll make, which is why choosing the right Nova Scotia real estate agent matters. Whether you're searching for homes for sale from HRM to East Hants to Truro, a CENTURY 21® OPTIMUM REALTY REALTOR® provides expert local market knowledge and personalized service throughout your Nova Scotia home buying journey. From first-time home buyers in Halifax to families relocating to the beautiful Atlantic provinces, trust our experienced Nova Scotia realtors to help you navigate the competitive local real estate market and find your perfect Nova Scotia home.
We are here for you
Buying a home in Nova Scotia is one of the most significant investments you'll make, which is why choosing the right Nova Scotia real estate agent matters. Whether you're searching for homes for sale in Halifax, Dartmouth, Truro, Alexa Lough at CENTURY 21® Optimum Realty provides expert local market knowledge and personalized service throughout your Nova Scotia home buying journey. From first-time home buyers in Halifax to families relocating to beautiful Nova Scotia, trust Alexa Lough's experience as your dedicated CENTURY 21 Optimum Realty agent to help you navigate the competitive real estate market and find your perfect Nova Scotia home.
Supporting you every step of the way
Buying a home in Nova Scotia is one of the most significant investments you'll make, which is why choosing the right Nova Scotia real estate agent matters. Whether you're searching for homes for sale in Halifax, Dartmouth, Truro, or anywhere in between, Alexa Lough at CENTURY 21® Optimum Realty provides expert local market knowledge and personalized service throughout your Nova Scotia home buying journey. From first-time home buyers in Halifax to families relocating to Nova Scotia, trust Alexa Lough's experience as your dedicated CENTURY 21 Optimum Realty agent to help you navigate the competitive real estate market and find your perfect Nova Scotia home.
If you're buying a home in Nova Scotia, Alexa Lough can enhance your Halifax real estate search by helping you discover what you may not have considered - from top-rated Nova Scotia schools and Maritime lifestyle factors to the long-term investment potential of Atlantic Canada properties. Using advanced Nova Scotia property search tools and comprehensive Halifax MLS listings, Alexa will help you find the home that perfectly matches your needs in the competitive Maritime housing market. With extensive knowledge of Nova Scotia real estate trends, proven negotiating expertise, and deep understanding of local market conditions, Alexa Lough at CENTURY 21 Optimum Realty will secure the best possible deal for your Nova Scotia home purchase while managing every critical detail of your real estate transaction.
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HOME BUYER'S GLOSSARY
AMORTIZATION PERIOD
The number of years it takes to repay the entire amount of the financing based on a set of fixed payments.
APPRASIAL
The process of determining the market value of a property.
CLOSED MortgageS
A mortgage that can not be prepaid or negotiated for a set period of time without penalties.
Closing date
The date on which the new owner takes possession of the property and the sale becomes final.
Collateral
An asset, such as term deposit, Canada Savings Bond, or automobile, that you offer as security for a loan.
Deposit
A sum of money deposited in trust by the purchaser on making an offer to purchase. When the offer is accepted by the vendor (Seller), the deposit is held in trust by the listing real estate broker, lawyer, or notary, until the closing date of sale, at which point it is given to the vendor.
Equity
The difference between the market value of the property and any outstanding mortgages registered against the property. This difference belongs to the owner of that property.
MORTGAGE
A mortgage is a loan that uses a piece of real estate as a security. Once the loan is paid-off, the lender provides a discharge for that mortgage.
Term
The period of time the financing agreement covers. The terms available are; 6 month, 1,2,3,4,5,6,7,10 year terms, and the interest rate will be fixed for whatever term one chooses.
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Take the next step in your journey
I look forward to working with you and helping you reach your home ownership goals. Reach out to get in touch and start the process today. I offer:
CENTURY 21 Optimum Realty
INFO & SERVICES
CENTURY 21 Optimum Realty
24 Logiealmond Close, Unit 24, Dartmouth, NS B3B0C8
(902) 444-1333
INFO & SERVICES
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